Millionaires Have Simple Lifestyles

Janet Luhrs writes re: retirement:

Millionaires (are) not born wealthy, nor do most of them have high-level, exotic jobs. What they do have are simple lifestyles.

It's the simple lifestyles, not the big paychecks, that turned these people into millionaires...Their wealth is the result of hard work, perseverance, planning and most of all, self-discipline.